Let's Talk Title: RPAC - What Is It & Why Is It So Important For Realtors
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion and Ashley are joined by special guest Cathy Alley. Cathy is a realtor for the Cathy Alley Team, an Elected Official for Niceville City Council, Chair for the RPAC of ECAR, Director for ECAR for Florida Realtors, Director for the National Association of Realtors for Florida Realtors, 2016 Past President for ECAR, 2017 Graduate of Leadership Academy for Florida Realtors, and 2018 DVP for District 9 for Florida Realtors. They discuss
Let's Talk Title: New Corporate Transparency Act
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss a new federal law that comes into effect on January 1, 2024, called the Corporate Transparency Act. They share how this impacts LLCs used to buy real estate and much more! Listen now.
Emerald Coast Title Services Launches Third Annual Teacher Appreciation Initiative
Emerald Coast Title Services (ECTS) is thrilled to announce the launch of its highly anticipated Third Annual Teacher Appreciation Nomination for School Supplies. The initiative aims to recognize and honor exceptional teachers who continue to make an impact on the lives of students and communities. The nomination process is open to anyone in the community, including parents, students, fellow educators, and community members who witness the exceptional work of an outstanding teacher. Nominators need to
Let's Talk Title: How Probate Could Impact Real Estate Transactions with Jane Kerrigan
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen have a special guest, Jane Kerrigan from Hand Arendall Harrison Sale, who specializes in Estate Planning and Probate Administration. They discuss probate, how it could impact your real estate transaction or closing, and much more! Listen now.
Let's Talk Title Podcast: Types of Tenancies
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss the different types of tenancies (the different ways you can take title to a property). They discuss the three types of tenancies and share the characteristics of each. Listen to the full episode to learn which tenancy is best for your situation!Listen now.
Let's Talk Title: Legal Update: Revised Condo Rider for Contracts
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen explain the revisions to the new condo building safety law that they discussed in our last episode. Since that episode, there has been an update to the condo rider form for both the CRSP and FAR/BAR contracts. Dion and Ashley share all you need to know about the updates! Listen now.
Let's Talk Title: How to Address Short Term Rentals in Real Estate Contracts
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss short term rentals and how you should address them in a contract for purchase of real estate. For many years, short term rentals were not addressed in the contract at all, but were recently added in November of 2021 in the rider of FAR/BAR. Dion and Ashley break down the components of the rider and share their expertise regarding how common issues should be handled.Listen now.
Let's Talk Title: New Condo Building Safety Law
If you are a condo owner or potential condo owner, Emerald Coast Title Services' latest Let's Talk Title Podcast episode is for YOU! Dion and Ashley break down Florida’s Senate Bill 4-D (the “Surfside Legislation” or Condo Building Safety Law) and discuss how it will affect the condo community.Listen now.
Let's Talk Title: Breaking Down Power of Attorney
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion and Ashley discuss powers of attorney and how they should and should not be used for real estate estate transactions. They cover the different types of powers of attorney, which is best for real estate purposes, and much more.Listen now.
Let's Talk Title Podcast: Vacant Land Fraud & How to Spot It
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss a current trend regarding vacant land fraud and what you can do to avoid it. Listen to the full episode to learn the different types of fraudulent activity, red flags to look out for, how you can be proactive in avoiding fraudulent contracts, and more. Listen now.
Let's Talk Title Podcast: The Top Five Closing Day Challenges
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen talk about the top five closing day challenges and the things that you and their team can do to have a seamless closing.Listen here.
Let's Talk Title: What is Title Insurance and Why Do You Need It?
In our latest episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss what title insurance is and why you would need it, because title insurance is very important! Listen here.
Emerald Coast Title Services Announces Dynamic New Additions to the Team
Emerald Coast Title Services (ECTS) adds to its experienced team with the addition of Lydia Collins, Licensed Title Agent, and Lindsey McEwan, Licensed Title Agent and Florida Registered Paralegal. Collins will serve ECTS clients out of the upcoming Freeport office, while McEwan will work with clients out of the Santa Rosa Beach office. “I am very excited to have Lydia join our team and help spearhead our new venture into the Freeport market. Freeport is a booming and vibrant city in which we are eager to
Let's Talk Title: What Happens When it Appraises Below the Contract Price?
Welcome back to Let’s Talk Title With ECTS podcast Ep. #23 "Low Appraisal & what happens when it appraises below the contract price?" In this episode, Dion Moniz and Ashley Bowen will discuss what happens if a property is appraised below the contract price. Whether you are a new or experienced real estate agent, check out this episode and learn more about low appraisals. ECTS is here to help you have a smoother, more efficient closing process on your property.Listen and watch here.
Emerald Coast Title Services Announces Winners of 2022 Teacher Giveaway
Congratulations to Trendi Johnson of Holley Navarre Primary for winning 2nd place in Emerald Coast Title Services' 2022 Favorite Teacher Campaign!&##127881; &##129395; Trendi's wish list item for her classroom was a sensory table. With the help of ECTS, increasing her initial prize by an additional $200, they now can purchase it. We love supporting our community and hope the students of Holley Navarre Primary will benefit from the sensory table for many years to come. &##128154; Pictured here is first
Let's Talk Title: Top 5 Tips for Realtors
Welcome back to Let’s Talk Title With ECTS Podcast Ep. #22 “Top 5 Tips For Realtors.” In this episode, Dion Moniz and Ashley Bowen will present the top 5 tips for realtors. Whether you are a new or experienced real estate agent, check out this episode and learn how the tips can help you have a smoother, more efficient closing process on your property! Click “Watch Now!” to view the newest episode ✨Listen and watch here.
Emerald Coast Title Services Is Donating $1000 to Two Teachers, Vote Now!
Emerald Coast Title Services appreciates our teachers so much that ECTS is giving away $1000 to two teachers in our community, &##128079; This is your opportunity to support your favorite teacher to win. The first-place winner will receive $600, and the second-place winner will receive $400 to help purchase school supplies. Visit Facebook.com/WeLoveClosings, and you will see a pinned &##128204; post at the top. Nominate your favorite teacher in the comment area and share it. Nominations are OPEN NOW
Let's Talk Title: 1031 Exchanges
Check out Emerald Coast Title Services' latest Let’s Talk Title with Podcast Ep: 21. Dion Moniz and Ashley Bowen will explain the importance of how 1031 Exchanges apply in the process of buying or selling a property.Listen and watch here.
Let's Talk Title: New FR/BAR Financing vs. FHA/VA & Appraisal Riders
Check out Emerald Coast Title Services' latest Podcast Ep: 20: New FR/BAR Financing vs. FHA/VA & Appraisal Riders. Dion Moniz and Ashley Bowen will explain how the new financing contingency deadline is impacted by the FHA/VA & Appraisal Riders. &##127968;Watch and listen here.
Let's Talk Title: What the Heck is FIRPTA?
Tune in and check out Emerald Coast Title Services' latest Podcast Ep: 19. "WHAT THE HECK IS FIRPTA?!" Hosts Dion Moniz and Ashley Bowen explain FIRPTA and how it affects your real estate transactions. &##127968; Watch and listen here. To learn more, visit our website at ects.com.
Let's Talk Title: FR/BAR Contract Changes Effective November 1, 2021
Real Estate Contracts Changing In Florida on November 1, 2021 Tune in and check out our podcast episode 18, where we talk about the NEW Changes to the FR/Bar Contract, effective as Nov. 1, 2021! If you are looking for help with real estate transactions, ECTS has a team of experienced licensed agents ready to make the process easier for you. Visit our webpage and schedule a consultation for more information.&##129321;Watch the show here.
Giving Back to Our Community in this Thanksgiving
In November, Emerald Coast Title Services initiated a Thanksgiving Challenge to inspire people to donate Thanksgiving baskets to the local charity Children in Crisis. ECTS ended up with a total of 20 baskets and the results have been completely beyond what was expected! Thank you for the donations from our business community: • Adriana Bowman with AB Real Estate Experts Group, eXp Realty • Richard and Christina Schlink with REMAX By The Sea • Tina and James Roberson • Tori Hughes with The Blake at
Let's Talk Title: Probate & Estate Planning
Episode 8 of Let’s Talk Title is up! Dion Moniz, CEO of Emerald Coast Title Services (ECTS), and Ashley Bowen, ECTS Director of Operations, discuss probate and what happens when property owners pass away with attorney Jane Kerrigan of Hand Arendall Harrison SaleListen here.
