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Zach Garcia Joins SmartBank Panama City Team

SmartBankSmartBank announces the addition of Zach Garcia as Vice President and Corporate Relationship Manager in the Panama City and Panama City Beach markets. Zach has over 20 years of banking experience, from branch operations, mortgage, small business, to corporate banking. He will undoubtedly strengthen our established, high-performing teams and further elevate our commitment to client success.

“We’re thrilled to have Zach join the SmartBank team,” said Aaron White, Market President. “His impressive background and passion for serving the community are exactly what we value at SmartBank. We’re confident Zach will play an important role as we continue to build strong relationships and deliver excellent service in Bay County.”

Throughout his distinguished career in commercial banking, consumer lending, branch banking operations, and loan and deposit administration, Garcia has developed a deep expertise in operational leadership and partnership building. This broad experience paired with his local market knowledge make him a tremendous asset in his new position. Garcia graduated from the Southwestern Graduate School of Banking at Southern Methodist University in Dallas, Texas, in 2010.

“I’m thrilled to join the SmartBank team and am excited to partner with them to serve the Emerald Coast community,” said Garcia. “Their reputation for putting clients first is what drew me here, and I look forward to contributing to that high standard of service and helping our clients succeed.”

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